Interest Earned
218543.36
176505.18
149813.39
144461.50
Interest / Discount on advances / Bills
141621.93
103434.99
83216.97
77646.87
Interest on balances with RBI and other Inter-bank funds
14109.03
9020.04
4057.61
2522.30
Income on investments
61238.12
62232.23
60204.29
60646.46
Others
1574.28
1817.92
2334.53
3645.87
Other Income
32655.29
25084.58
31008.07
34241.75
Commission,exchange and brokerage
2625.21
2285.68
1897.18
1529.07
Profit / (loss)on sale of investments(net)
2410.08
-5060.82
-3136.83
17960.60
Profit on sale of Fixed Assets
5.78
1.66
5.17
-209.59
Foreign Exchange Gains
298.87
1834.13
3156.92
2114.53
Income earned from subsidiaries/joint venture
40.50
142.86
94.32
92.86
Rent / Lease Income
NA
NA
NA
NA
Provisions Written Back
NA
NA
NA
NA
Miscellaneous income
27274.85
25881.08
28991.30
12754.28
Total Income
251198.65
201589.76
180821.46
178703.24
Interest Expended
137535.56
103073.93
85083.90
89664.52
Intereston Deposits
118331.55
94166.54
80982.32
84683.32
Interest on RBI / inter-bank borrowings
14938.08
5439.24
115.95
1123.62
Other Interest
4265.93
3468.15
3985.63
3857.58
Operating Expenses
67900.64
55109.15
47763.23
47548.09
Payments to and provisions for employees
48866.66
38727.42
33143.11
34426.51
Rent,Taxes and lighting
3321.82
2939.15
2675.26
2567.74
Depreciation on Banks property
2809.23
2175.20
1649.55
1344.16
Depreciation on leased assets
NA
NA
NA
NA
Auditor's fees and expenses
464.39
418.32
377.53
467.42
Law charges
34.68
32.01
31.83
47.53
Communication Expenses
165.03
138.11
146.31
170.26
Repairs and Maintenance
195.71
194.21
144.11
98.00
Insurance
2886.55
2664.59
2389.77
2361.88
Other expenses
9156.59
7820.14
7205.77
6064.59
Provisions and Contingencies
20073.92
14355.61
30470.70
42245.50
Provision for investments
5886.10
3244.30
2103.90
4397.80
Provision for advances
NA
NA
NA
NA
Others Provisions
14187.82
11111.31
28366.80
37847.70
Profit Before Tax
25688.54
29051.08
17503.63
-754.86
Taxes
9151.10
10427.70
8206.00
-2425.20
Current Income Tax
193.70
317.00
28.90
4332.90
Deferred Tax
8957.40
10110.70
8177.10
-6758.10
Other taxes
0.00
0.00
0.00
0.00
Profit After Tax
16537.44
18623.38
9297.63
1670.34
Extra items
0.00
0.00
0.00
0.00
Minority Interest
NA
NA
NA
NA
Share of Associate
178.11
-360.53
-348.43
-213.51
Other Consolidated Items
NA
NA
NA
NA
Consolidated Net Profit
16715.55
18262.85
8949.21
1456.83
Adjustments to PAT
NA
NA
NA
NA
IV. APPROPRIATIONS
31293.18
17982.44
8050.06
-124602.78
Transfer to Statutory Reserve
4134.36
4655.84
2324.41
417.59
Appropriation to General Reserve
NA
NA
NA
NA
Appropriation to Revenue Reserve
NA
NA
NA
NA
Appropriation to Other Reserves
NA
NA
NA
NA
Equity Dividend
3347.67
NA
NA
NA
Corporate dividend tax
NA
NA
NA
NA
Other appropriations
23811.15
13326.59
5725.65
-125020.37
Equity Dividend %
3.00
NA
NA
NA
Earnings Per Share
1.00
2.00
1.00
0.00
Adjusted EPS
1.00
2.00
1.00
0.00