Operational & Financial Ratios
Earnings Per Share (Rs)
1.38
1.56
0.78
0.17
-2.46
DPS(Rs)
0.28
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
20.37
19.20
17.45
17.46
17.00
Yield on Advances
12.01
11.32
12.20
12.97
14.96
Cost of Liabilities
4.77
3.82
3.58
4.05
4.81
NIM
2.67
2.62
2.63
2.40
2.43
Interest Spread
7.24
7.50
8.62
8.92
10.15
ROA(%)
0.53
0.66
0.36
0.07
-1.04
ROE(%)
6.99
8.50
4.87
0.98
-17.22
ROCE(%)
9.07
9.11
5.75
1.16
-9.83
Cost Income Ratio
59.74
55.94
49.89
53.40
39.28
Core Cost Income Ratio
63.12
54.21
51.20
64.22
45.16
Operating Costs to Assets
2.10
1.83
1.78
1.88
1.33
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
37.75
15.65
15.26
65.26
0.00
PCE(x)
32.27
14.01
12.96
36.16
-3.91
Price/Book(x)
2.56
1.27
0.68
0.63
0.53
Yield(%)
0.54
0.00
0.00
0.00
0.00
EV/Net Sales(x)
4.02
2.81
1.85
1.82
1.63
EV/Core EBITDA(x)
19.18
11.44
5.77
6.33
5.10
EV/EBIT(x)
5.38
3.76
2.70
2.96
3.90
EV/CE(x)
1.77
1.14
0.81
0.10
0.10
M Cap / Sales
2.86
1.65
0.95
0.75
0.59
Core Operating Income Growth
10.32
13.44
18.13
7.61
18.12
Net Profit Growth
-11.20
100.30
456.63
106.85
43.61
BVPS Growth
6.09
10.07
-0.05
2.69
-19.44
Advances Growth
16.78
26.95
10.26
10.06
1.87
EPS Growth(%)
-11.20
100.31
361.77
106.85
69.16
Cash / Deposits(x)
0.04
0.04
0.05
0.05
0.04
Investment / Deposits(x)
0.35
0.38
0.43
0.46
0.47
IncLoan / Deposits(x)
9.63
8.22
6.03
7.47
8.12
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.89
1.29
2.70
3.94
5.45