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Option    
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
SOURCES OF FUNDS:
NA  
NA  
NA  
NA  
NA  
Share Capital
125395.59  
119559.58  
119559.58  
119559.58  
99183.41  
    Equity - Authorised
150000.00  
150000.00  
150000.00  
150000.00  
150000.00  
    Equity - Issued
125395.59  
119559.58  
119559.58  
119559.58  
99183.41  
    Equity Paid Up
125395.59  
119559.58  
119559.58  
119559.58  
99183.41  
    Equity Shares Forfeited
0.00  
0.00  
0.00  
0.00  
0.00  
    Adjustments to Equity
0.00  
0.00  
0.00  
0.00  
0.00  
    Preference Capital Paid Up
0.00  
0.00  
0.00  
0.00  
0.00  
    Face Value
10.00  
10.00  
10.00  
10.00  
10.00  
Share Warrants & Outstandings
0.00  
0.00  
0.00  
0.00  
26000.00  
Total Reserves
183453.43  
152578.28  
136477.38  
115127.82  
99981.58  
    Securities Premium
50421.09  
36257.10  
36257.10  
36257.10  
157203.61  
    Capital Reserves
11.70  
11.70  
11.70  
11.70  
11.70  
    Profit & Loss Account Balances
36004.53  
23707.39  
14577.63  
-280.41  
-127469.47  
    General Reserves
-449.99  
6860.46  
6619.67  
5457.18  
6018.27  
    Other Reserves
97466.10  
85741.63  
79011.28  
73682.26  
64217.48  
Reserve excluding Revaluation Reserve
152984.66  
122602.73  
108444.39  
87805.89  
73067.16  
Revaluation Reserves
30468.77  
29975.55  
28032.99  
27321.93  
26914.42  
Deposits
2935421.78  
2631297.73  
2493377.37  
2240728.98  
2059193.94  
    Demand Deposits
146834.31  
124675.96  
106282.11  
111691.41  
98210.13  
    Savings Deposit
904815.00  
860840.63  
810959.19  
771617.64  
708087.04  
    Term Deposits / Fixed Deposits
1883772.47  
1645781.15  
1576136.07  
1357419.93  
1252896.77  
    Current Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Recurring Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
Borrowings
286874.85  
253314.41  
205010.80  
135081.44  
153826.32  
    Borrowings From Reserve Bank of India
50000.00  
41520.00  
0.00  
0.00  
0.00  
    Borrowings From Other Banks
155564.50  
168478.10  
142318.44  
69124.00  
63753.18  
    Borrowings From GOI
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Other Financial Institutions
58315.06  
14406.86  
16831.31  
13106.56  
21702.16  
    Borrowings in the form of Bonds / Debentures
20000.00  
24935.38  
42998.85  
45926.01  
63684.54  
    Borrowings in Other Form
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Out of India
2995.30  
3974.07  
2862.20  
6924.87  
4686.45  
Other Liabilities & Provisions
92465.42  
78734.53  
52596.64  
66094.76  
94276.69  
    Bills Payable
5937.10  
6708.86  
5393.09  
6077.16  
5082.58  
    Inter-office adjustment Liabilities
1846.15  
0.00  
1546.89  
3791.79  
3785.50  
    Interest Accrued
6576.15  
5530.14  
8930.61  
6279.63  
6063.38  
    Proposed Dividend
0.00  
0.00  
0.00  
0.00  
0.00  
    Corporate dividend tax payable
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Liabilities & Provisions
78106.02  
66495.53  
36726.05  
49946.18  
79345.24  
Total Liabilities
3623611.07  
3235484.52  
3007021.76  
2676592.59  
2532461.95  
APPLICATION OF FUNDS :
NA  
NA  
NA  
NA  
NA  
Cash and balance with Reserve Bank of India
103589.15  
101971.72  
103000.14  
102875.47  
94454.14  
    Cash with RBI
97715.19  
94803.52  
93857.83  
93708.38  
86357.88  
    Cash in hand & others
5873.97  
7168.20  
9142.32  
9167.09  
8096.27  
Balances with banks and money at call
257679.97  
188281.89  
184280.86  
158604.44  
141548.30  
Investments
941525.15  
927613.96  
950085.35  
967490.45  
936930.35  
Investments in India
911145.72  
904690.77  
920346.63  
945232.48  
915001.46  
    GOI/State Govt. Securities
664701.61  
661674.95  
670804.53  
689797.11  
641573.45  
    Equity Shares - Corporate
10444.58  
3496.46  
3373.65  
4131.15  
3390.56  
    Debentures & Bonds
222396.37  
236571.50  
236228.06  
244578.97  
260491.17  
    Subsidiaries and/or joint ventures/Associates
1328.10  
960.03  
377.47  
738.00  
182.42  
    Units - MF/ Insurance/CP/PTC
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Investments
12275.06  
1987.83  
9562.92  
5987.26  
9363.86  
Investments outside India
30379.42  
22923.19  
29738.72  
22257.97  
21928.89  
    Government securities
30379.42  
22923.19  
29738.72  
22257.97  
21928.89  
    Subsidiaries and/or joint ventures abroad
0.00  
0.00  
0.00  
0.00  
0.00  
    Other investments outside India
0.00  
0.00  
0.00  
0.00  
0.00  
    Less: Prov for Diminution in Value of Invest.
0.00  
0.00  
0.00  
0.00  
0.00  
Advances
2151345.79  
1820218.65  
1558701.79  
1227844.06  
1113545.41  
    Bills Purchased & Discounted
55875.47  
69203.14  
89952.93  
42098.27  
40862.74  
    Cash Credit, Over Draft & Loans repayable
754139.84  
673467.32  
626670.69  
557134.12  
541046.50  
    Term Loans
1341330.48  
1077548.19  
842078.17  
628611.66  
531636.17  
    Finance lease and hire purchase receivable
0.00  
0.00  
0.00  
0.00  
0.00  
    Advances Others
0.00  
0.00  
0.00  
0.00  
0.00  
Gross block
66777.27  
63275.80  
58091.12  
54301.26  
52123.54  
    Premises
36265.16  
36100.28  
33704.12  
32581.82  
32620.43  
    Assets Given on Lease
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Fixed Assets
30512.11  
27175.52  
24386.99  
21719.44  
19503.12  
Less: Accumulated Depreciation
28869.97  
26109.45  
23646.16  
21430.34  
20611.50  
Less: Impairment of Assets
0.00  
0.00  
0.00  
0.00  
0.00  
Net Block
37907.30  
37166.34  
34444.96  
32870.92  
31512.05  
Lease Adjustment
0.00  
0.00  
0.00  
0.00  
0.00  
Capital Work in Progress
612.20  
648.39  
650.13  
478.29  
670.28  
Other Assets
130951.52  
159583.57  
175858.53  
186428.95  
213801.42  
    Inter-office adjustment Assets
0.00  
2208.17  
0.00  
0.00  
0.00  
    Interest Accrued Assets
20989.11  
20508.43  
19812.07  
16052.30  
15247.58  
    Tax paid in advance/TDS
1464.68  
1609.78  
934.10  
504.93  
470.00  
    Stationery and stamps
42.46  
48.72  
57.49  
58.41  
48.55  
    Non-banking assets acquired
0.00  
0.00  
0.00  
0.00  
0.00  
    Deferred tax asset
59780.40  
73133.70  
82091.10  
92201.80  
100378.90  
    Miscellaneous Expenditure not written off
0.00  
0.00  
0.00  
0.00  
0.00  
    Assets Others
48674.87  
62074.77  
72963.77  
77611.51  
97656.39  
Total Assets
3623611.07  
3235484.52  
3007021.76  
2676592.59  
2532461.95  
Contingent Liabilities
1288342.57  
609509.89  
555976.33  
1425569.14  
733534.65  
    Claims not acknowledged as debts
2103.38  
1998.62  
1993.28  
2028.46  
1961.35  
    Outstanding forward exchange contracts
1075613.70  
408278.52  
361917.52  
1281361.49  
614832.03  
    Guarantees given in India
79126.26  
64875.28  
50673.53  
42666.02  
11114.54  
    Guarantees given Outside India
293.91  
237.52  
134.63  
571.03  
646.01  
    Acceptances, endorsements & other obligations
46746.08  
48748.17  
49296.41  
40910.46  
32437.31  
    Other Contingent liabilities
84459.25  
85371.78  
91960.96  
58031.68  
72543.42  
Bills for collection
75952.94  
80013.60  
81844.28  
80394.46  
71096.69  
Book Value
22.20  
20.25  
19.07  
17.34  
17.37  
Adjusted Book Value
22.20  
20.25  
19.07  
17.34  
17.37  
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