SOURCES OF FUNDS:
NA
NA
NA
NA
Share Capital
119559.58
119559.58
119559.58
99183.41
Equity - Authorised
150000.00
150000.00
150000.00
150000.00
Equity - Issued
119559.58
119559.58
119559.58
99183.41
Equity Paid Up
119559.58
119559.58
119559.58
99183.41
Equity Shares Forfeited
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
0.00
0.00
0.00
26000.00
Total Reserves
152578.28
136477.38
115127.82
99981.58
Securities Premium
36257.10
36257.10
36257.10
157203.61
Capital Reserves
11.70
11.70
11.70
11.70
Profit & Loss Account Balances
23707.39
14577.63
-280.41
-127469.47
General Reserves
6860.46
6619.67
5457.18
6018.27
Other Reserves
85741.63
79011.28
73682.26
64217.48
Reserve excluding Revaluation Reserve
122602.73
108444.39
87805.89
73067.16
Revaluation Reserves
29975.55
28032.99
27321.93
26914.42
Deposits
2631297.73
2493377.37
2240728.98
2059193.94
Demand Deposits
124675.96
106282.11
111691.41
98210.13
Savings Deposit
860840.63
810959.19
771617.64
708087.04
Term Deposits / Fixed Deposits
1645781.15
1576136.07
1357419.93
1252896.77
Current Deposits
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
Borrowings
253314.41
205010.80
135081.44
153826.32
Borrowings From Reserve Bank of India
41520.00
0.00
0.00
0.00
Borrowings From Other Banks
168478.10
142318.44
69124.00
63753.18
Borrowings From GOI
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
14406.86
16831.31
13106.56
21702.16
Borrowings in the form of Bonds / Debentures
24935.38
42998.85
45926.01
63684.54
Borrowings in Other Form
0.00
0.00
0.00
0.00
Borrowings From Out of India
3974.07
2862.20
6924.87
4686.45
Other Liabilities & Provisions
78734.53
52596.64
66094.76
94276.69
Bills Payable
6708.86
5393.09
6077.16
5082.58
Inter-office adjustment Liabilities
0.00
1546.89
3791.79
3785.50
Interest Accrued
5530.14
8930.61
6279.63
6063.38
Proposed Dividend
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
66495.53
36726.05
49946.18
79345.24
Total Liabilities
3235484.52
3007021.76
2676592.59
2532461.95
APPLICATION OF FUNDS :
NA
NA
NA
NA
Cash and balance with Reserve Bank of India
101971.72
103000.14
102875.47
94454.14
Cash with RBI
94803.52
93857.83
93708.38
86357.88
Cash in hand & others
7168.20
9142.32
9167.09
8096.27
Balances with banks and money at call
188281.89
184280.86
158604.44
141548.30
Investments
927613.96
950085.35
967490.45
936930.35
Investments in India
904690.77
920346.63
945232.48
915001.46
GOI/State Govt. Securities
661674.95
670804.53
689797.11
641573.45
Equity Shares - Corporate
3496.46
3373.65
4131.15
3390.56
Debentures & Bonds
236571.50
236228.06
244578.97
260491.17
Subsidiaries and/or joint ventures/Associates
960.03
377.47
738.00
182.42
Units - MF/ Insurance/CP/PTC
0.00
0.00
0.00
0.00
Other Investments
1987.83
9562.92
5987.26
9363.86
Investments outside India
22923.19
29738.72
22257.97
21928.89
Government securities
22923.19
29738.72
22257.97
21928.89
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
Other investments outside India
0.00
0.00
0.00
0.00
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
Advances
1820218.65
1558701.79
1227844.06
1113545.41
Bills Purchased & Discounted
69203.14
89952.93
42098.27
40862.74
Cash Credit, Over Draft & Loans repayable
673467.32
626670.69
557134.12
541046.50
Term Loans
1077548.19
842078.17
628611.66
531636.17
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
Gross block
63275.80
58091.12
54301.26
52123.54
Premises
36100.28
33704.12
32581.82
32620.43
Assets Given on Lease
0.00
0.00
0.00
0.00
Other Fixed Assets
27175.52
24386.99
21719.44
19503.12
Less: Accumulated Depreciation
26109.45
23646.16
21430.34
20611.50
Less: Impairment of Assets
0.00
0.00
0.00
0.00
Net Block
37166.34
34444.96
32870.92
31512.05
Lease Adjustment
0.00
0.00
0.00
0.00
Capital Work in Progress
648.39
650.13
478.29
670.28
Other Assets
159583.57
175858.53
186428.95
213801.42
Inter-office adjustment Assets
2208.17
0.00
0.00
0.00
Interest Accrued Assets
20508.43
19812.07
16052.30
15247.58
Tax paid in advance/TDS
1609.78
934.10
504.93
470.00
Stationery and stamps
48.72
57.49
58.41
48.55
Non-banking assets acquired
0.00
0.00
0.00
0.00
Deferred tax asset
73133.70
82091.10
92201.80
100378.90
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
Assets Others
62074.77
72963.77
77611.51
97656.39
Total Assets
3235484.52
3007021.76
2676592.59
2532461.95
Contingent Liabilities
609509.89
555976.33
1425569.14
733534.65
Claims not acknowledged as debts
1998.62
1993.28
2028.46
1961.35
Outstanding forward exchange contracts
408278.52
361917.52
1281361.49
614832.03
Guarantees given in India
64875.28
50673.53
42666.02
11114.54
Guarantees given Outside India
237.52
134.63
571.03
646.01
Acceptances, endorsements & other obligations
48748.17
49296.41
40910.46
32437.31
Other Contingent liabilities
85371.78
91960.96
58031.68
72543.42
Bills for collection
80013.60
81844.28
80394.46
71096.69
Book Value
20.25
19.07
17.34
17.37
Adjusted Book Value
20.25
19.07
17.34
17.37