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Option    
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
I. INCOME
  
  
  
  
  
Interest Earned
123937.96
96766.06
84448.58
86758.76
87786.55
     Interest / Discount on advances / Bills
99776.57
76763.58
65854.92
68681.04
71708.56
     Interest on balances with RBI and other Inter-bank funds
1617.67
2654.52
3621.08
2919.29
1914.24
     Income on investments
20340.46
16256.47
13475.99
13631.80
13726.89
     Others
2203.25
1091.49
1496.59
1526.63
436.86
Other Income
30599.52
25069.26
23515.14
18746.68
19180.37
     Commission,exchange and brokerage
26053.60
21045.88
18882.26
14263.18
15304.20
     Profit / (loss)on sale of investments(net)
1358.32
1222.03
2435.66
2872.69
1595.30
     Profit on sale of Fixed Assets
4.80
-3.79
-3.01
-17.65
0.14
     Foreign Exchange Gains
2668.66
2692.50
2098.95
1624.29
1612.31
     Income earned from subsidiaries/joint venture
NA
NA
NA
NA
NA
     Rent / Lease Income
NA
NA
NA
NA
NA
     Provisions Written Back
NA
NA
NA
NA
NA
     Miscellaneous income
514.14
112.64
101.27
4.17
668.42
Total Income
154537.48
121835.32
107963.72
105505.44
106966.92
II. EXPENDITURE
Interest Expended
63500.47
46786.23
41482.44
45394.61
48847.38
     Intereston Deposits
53428.53
40064.08
35377.01
36297.13
40082.51
     Interest on RBI / inter-bank borrowings
2771.06
764.59
293.54
1139.24
1804.48
     Other Interest
7300.88
5957.56
5811.89
7958.24
6960.40
Operating Expenses
59765.20
52618.19
39942.32
30711.12
31030.63
     Payments to and provisions for employees
18559.17
16534.69
13323.49
11222.41
9675.03
     Rent,Taxes and lighting
2788.49
2689.35
2399.42
2142.29
1885.49
     Depreciation on Banks property
2345.20
2130.91
1801.62
1696.09
1458.69
     Depreciation on leased assets
NA
NA
NA
NA
NA
     Auditor's fees and expenses
23.64
21.43
27.72
19.03
25.36
     Law charges
269.69
224.49
180.84
197.18
131.30
     Communication Expenses
650.45
492.52
392.07
296.72
324.62
     Repairs and Maintenance
1903.06
2288.91
2157.83
1661.25
361.86
     Insurance
1388.66
1201.16
1160.79
910.20
764.41
     Other expenses
31836.84
27034.74
18498.55
12565.95
16403.88
Provisions and Contingencies
17784.70
10219.50
28604.03
22279.44
19615.39
     Provision for investments
1310.70
675.00
484.50
19.70
-136.20
     Provision for advances
16436.00
9000.80
28037.60
22246.00
19652.00
     Others Provisions
38.00
543.70
81.93
13.74
99.59
Profit Before Tax
13487.11
12211.40
-2065.07
7120.28
7473.52
Taxes
888.20
3015.96
-403.60
1825.60
2471.70
     Current Income Tax
1049.30
2724.70
1513.00
3094.40
3207.80
     Deferred Tax
-161.10
291.26
-1916.60
-1268.80
-736.10
     Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
12598.91
9195.44
-1661.47
5294.68
5001.82
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
NA
NA
NA
NA
NA
Share of Associate
NA
NA
NA
NA
NA
Other Consolidated Items
NA
NA
NA
NA
NA
Consolidated Net Profit
12598.91
9195.44
-1661.47
5294.68
5001.82
Adjustments to PAT
NA
NA
NA
NA
NA
IV. APPROPRIATIONS
14351.29
7963.78
-1161.67
5659.80
6582.23
     Transfer to Statutory Reserve
2920.00
2210.00
NA
1270.00
1270.00
     Appropriation to General Reserve
NA
NA
NA
NA
NA
     Appropriation to Revenue Reserve
8000.00
2000.00
NA
3000.00
1750.00
     Appropriation to Other Reserves
NA
NA
NA
NA
NA
     Equity Dividend
NA
NA
NA
NA
NA
     Corporate dividend tax
NA
NA
NA
NA
394.22
     Other appropriations
3431.29
3753.78
-1161.67
1389.80
3168.00
Equity Dividend %
15.00
15.00
NA
NA
15.00
Earnings Per Share
21.00
15.00
-3.00
9.00
10.00
Adjusted EPS
21.00
15.00
-3.00
9.00
10.00
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