Operational & Financial Ratios
Earnings Per Share (Rs)
19.30
14.72
-1.25
8.49
9.94
DPS(Rs)
1.50
1.50
0.00
0.00
1.50
Book NAV/Share(Rs)
242.57
225.18
210.29
211.72
208.01
Yield on Advances
14.76
13.78
13.62
14.21
14.68
Cost of Liabilities
5.40
4.76
4.60
5.38
6.53
NIM
4.72
4.64
4.03
3.98
4.27
Interest Spread
9.36
9.02
9.02
8.82
8.15
ROA(%)
0.92
0.79
-0.07
0.54
0.60
ROE(%)
8.29
6.76
-0.59
4.37
5.58
ROCE(%)
8.09
7.32
2.08
6.21
6.94
Cost Income Ratio
66.64
70.59
56.88
48.57
51.00
Core Cost Income Ratio
67.83
71.83
59.20
51.02
52.52
Operating Costs to Assets
4.37
4.56
3.41
2.74
3.18
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
12.43
9.58
0.00
24.44
13.65
PCE(x)
10.50
7.84
87.39
18.63
10.72
Price/Book(x)
0.99
0.63
0.62
0.98
0.65
Yield(%)
0.63
1.06
0.00
0.00
1.11
EV/Net Sales(x)
2.32
2.25
2.31
2.84
2.81
EV/Core EBITDA(x)
9.47
9.89
6.88
8.10
8.81
EV/EBIT(x)
3.77
3.72
4.68
4.52
4.24
EV/CE(x)
0.99
0.81
0.18
0.23
0.27
M Cap / Sales
1.17
0.87
0.95
1.49
0.81
Core Operating Income Growth
20.90
24.12
6.31
4.35
42.93
Net Profit Growth
32.31
1281.13
-114.72
0.42
-41.67
BVPS Growth
7.72
7.08
-0.67
1.78
17.62
Advances Growth
19.62
16.97
2.39
1.04
6.83
EPS Growth(%)
31.10
1281.03
-114.68
-14.58
-51.07
Cash / Deposits(x)
0.12
0.07
0.17
0.09
0.11
Investment / Deposits(x)
0.29
0.34
0.28
0.32
0.31
IncLoan / Deposits(x)
13.71
15.70
14.04
15.35
29.42
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.74
1.10
1.34
2.12
2.05