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Option    
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
I. INCOME
  
  
  
  
  
Interest Earned
276058.62
227021.62
190187.67
200392.83
260520.17
     Interest / Discount on advances / Bills
210832.08
178189.68
150891.12
166394.19
212466.01
     Interest on balances with RBI and other Inter-bank funds
4583.98
8410.29
7020.74
3320.25
2103.68
     Income on investments
49582.58
35645.99
28780.91
26800.74
42609.21
     Others
11059.98
4775.66
3494.90
3877.65
3341.28
Other Income
53550.27
38830.08
34047.51
31070.81
119560.99
     Commission,exchange and brokerage
30742.60
20913.06
16380.44
12352.34
15259.28
     Profit / (loss)on sale of investments(net)
2270.96
344.21
2594.60
11080.03
11134.58
     Profit on sale of Fixed Assets
-20.62
69.55
-125.88
-34.60
3.28
     Foreign Exchange Gains
6441.11
7446.19
6008.16
4845.89
3731.96
     Income earned from subsidiaries/joint venture
NA
NA
NA
NA
NA
     Rent / Lease Income
NA
NA
NA
NA
NA
     Provisions Written Back
NA
NA
NA
NA
NA
     Miscellaneous income
14116.22
10057.07
9190.20
2827.15
89431.89
Total Income
329608.89
265851.70
224235.18
231463.63
380081.16
II. EXPENDITURE
Interest Expended
195272.52
147997.60
125284.35
126109.33
192580.60
     Intereston Deposits
135623.92
101027.22
84522.62
76639.39
120019.41
     Interest on RBI / inter-bank borrowings
57977.56
45905.50
40705.48
52366.79
66661.23
     Other Interest
1671.05
1064.88
56.26
-2896.85
5899.96
Operating Expenses
100093.98
85839.25
69811.43
59173.03
68701.46
     Payments to and provisions for employees
38873.18
34750.70
29585.72
25172.55
26913.25
     Rent,Taxes and lighting
5102.34
4425.61
4007.11
4462.97
4540.76
     Depreciation on Banks property
5455.50
4334.18
3986.02
3600.32
3419.33
     Depreciation on leased assets
NA
NA
47.30
NA
NA
     Auditor's fees and expenses
49.47
44.90
36.43
39.75
44.90
     Law charges
142.28
532.53
401.31
190.29
151.95
     Communication Expenses
653.13
641.04
467.30
461.28
643.78
     Repairs and Maintenance
595.62
543.24
371.36
326.76
357.86
     Insurance
3450.59
2814.33
2010.54
1358.72
2162.39
     Other expenses
45771.86
37752.74
28898.34
23560.39
30467.25
Provisions and Contingencies
18865.51
22201.55
14802.51
93799.02
327181.04
     Provision for investments
-5425.77
24087.38
7903.78
14038.83
64415.77
     Provision for advances
23370.83
-1665.66
6933.66
77343.02
258649.58
     Others Provisions
920.45
-220.17
-34.94
2417.17
4115.69
Profit Before Tax
15376.89
9813.29
14336.89
-47617.75
-208381.93
Taxes
2524.87
2455.10
3696.36
-12728.47
-44056.13
     Current Income Tax
2524.87
2455.10
3696.36
-12728.47
-43998.69
     Deferred Tax
NA
NA
NA
NA
-57.44
     Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
12852.02
7358.19
10640.53
-34889.28
-164325.80
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
NA
NA
NA
NA
NA
Share of Associate
NA
NA
NA
NA
NA
Other Consolidated Items
NA
NA
NA
NA
NA
Consolidated Net Profit
12852.02
7358.19
10640.53
-34889.28
-164325.80
Adjustments to PAT
NA
NA
NA
NA
NA
IV. APPROPRIATIONS
-88085.55
-100209.41
-98659.42
-104176.49
-56898.05
     Transfer to Statutory Reserve
3127.70
1793.52
2665.53
NA
NA
     Appropriation to General Reserve
NA
NA
NA
NA
NA
     Appropriation to Revenue Reserve
-1253.75
-3472.58
4752.16
NA
NA
     Appropriation to Other Reserves
0.01
NA
NA
NA
NA
     Equity Dividend
NA
NA
NA
NA
NA
     Corporate dividend tax
NA
NA
NA
NA
NA
     Other appropriations
-89959.50
-98530.35
-106077.11
-104176.49
-56898.05
Equity Dividend %
NA
NA
NA
NA
NA
Earnings Per Share
0.00
0.00
0.00
-1.00
-13.00
Adjusted EPS
0.00
0.00
0.00
-1.00
-13.00
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