Operational & Financial Ratios
Earnings Per Share (Rs)
0.43
0.25
0.43
-1.38
-13.08
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
14.30
13.83
13.46
13.25
17.31
Yield on Advances
12.11
11.17
10.51
12.01
15.20
Cost of Liabilities
5.63
5.01
4.65
5.56
8.79
NIM
2.40
2.64
2.32
3.10
3.04
Interest Spread
6.48
6.16
5.86
6.45
6.42
ROA(%)
0.33
0.21
0.36
-1.30
-5.14
ROE(%)
3.09
1.95
3.19
-12.61
-67.52
ROCE(%)
6.18
5.03
5.42
0.18
-10.02
Cost Income Ratio
74.36
72.57
70.12
55.48
36.06
Core Cost Income Ratio
76.28
72.76
72.27
60.70
38.35
Operating Costs to Assets
2.42
2.37
2.15
2.12
2.61
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
53.35
60.32
28.88
0.00
0.00
PCE(x)
37.24
37.75
21.02
-12.57
-1.75
Price/Book(x)
1.62
1.09
0.91
1.18
1.30
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
5.32
5.32
5.41
5.14
5.45
EV/Core EBITDA(x)
43.32
37.93
35.32
22.17
11.90
EV/EBIT(x)
6.99
7.67
7.38
13.08
-90.74
EV/CE(x)
1.20
1.02
0.32
0.38
0.55
M Cap / Sales
2.42
1.91
1.62
1.95
1.08
Core Operating Income Growth
2.24
21.85
-12.53
9.16
-30.62
Net Profit Growth
74.39
-32.71
130.80
78.91
-1054.38
BVPS Growth
3.41
2.71
1.62
-23.46
-85.10
Advances Growth
12.07
12.27
8.48
-2.65
-29.01
EPS Growth(%)
74.31
-41.37
130.80
89.44
-276.04
Cash / Deposits(x)
0.07
0.06
0.22
0.04
0.06
Investment / Deposits(x)
0.34
0.35
0.26
0.27
0.42
IncLoan / Deposits(x)
30.01
35.61
36.62
39.25
108.00
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.58
0.83
4.53
5.88
5.03