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Option    
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
I. INCOME
  
  
  
  
  
Interest Earned
1090650.00
868450.00
762420.00
819350.00
549184.75
     Interest / Discount on advances / Bills
765160.00
577420.00
488740.00
536830.00
361562.54
     Interest on balances with RBI and other Inter-bank funds
28230.00
19100.00
22880.00
19020.00
25307.30
     Income on investments
291870.00
264020.00
244710.00
254160.00
160937.39
     Others
5390.00
7920.00
6090.00
9340.00
1377.52
Other Income
133290.00
122400.00
120980.00
122350.00
93876.52
     Commission,exchange and brokerage
42510.00
39530.00
35930.00
38790.00
28382.55
     Profit / (loss)on sale of investments(net)
12770.00
7810.00
29030.00
46140.00
17144.40
     Profit on sale of Fixed Assets
70.00
30.00
140.00
-130.00
416.67
     Foreign Exchange Gains
4730.00
8150.00
7010.00
4820.00
4401.59
     Income earned from subsidiaries/joint venture
NA
NA
NA
NA
NA
     Rent / Lease Income
NA
NA
NA
NA
NA
     Provisions Written Back
NA
NA
NA
NA
NA
     Miscellaneous income
73220.00
66880.00
48860.00
32720.00
43531.30
Total Income
1223940.00
990850.00
883390.00
941700.00
643061.27
II. EXPENDITURE
Interest Expended
685340.00
518170.00
468230.00
508050.00
369974.73
     Intereston Deposits
626070.00
470180.00
433610.00
472830.00
344869.38
     Interest on RBI / inter-bank borrowings
12900.00
11490.00
5160.00
8890.00
6710.11
     Other Interest
46370.00
36500.00
29460.00
26330.00
18395.24
Operating Expenses
288090.00
243360.00
204910.00
205160.00
121504.95
     Payments to and provisions for employees
186430.00
149430.00
119720.00
122970.00
70600.25
     Rent,Taxes and lighting
13420.00
13340.00
13020.00
13090.00
8143.88
     Depreciation on Banks property
9060.00
9050.00
8960.00
9820.00
6144.40
     Depreciation on leased assets
NA
NA
NA
NA
NA
     Auditor's fees and expenses
510.00
480.00
660.00
860.00
738.69
     Law charges
1630.00
1380.00
960.00
950.00
1159.34
     Communication Expenses
3360.00
3350.00
3350.00
2940.00
2047.52
     Repairs and Maintenance
8080.00
7870.00
5640.00
4900.00
3316.74
     Insurance
17000.00
15530.00
15240.00
14720.00
7629.08
     Other expenses
48600.00
42940.00
37370.00
34900.00
21725.05
Provisions and Contingencies
117190.00
180710.00
164310.00
190670.00
143311.55
     Provision for investments
-14070.00
1730.00
3490.00
-2220.00
-3680.70
     Provision for advances
123280.00
176150.00
153820.00
186770.00
147892.40
     Others Provisions
7980.00
2830.00
7000.00
6120.00
-900.15
Profit Before Tax
133320.00
48610.00
45940.00
37820.00
8270.03
Taxes
50030.00
17920.00
9190.00
16300.00
4636.70
     Current Income Tax
39850.00
620.00
9190.00
16300.00
4636.70
     Deferred Tax
10180.00
17300.00
NA
NA
NA
     Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
83290.00
30690.00
36760.00
21520.00
3633.33
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-500.00
-100.00
-470.00
-1330.00
-464.85
Share of Associate
8280.00
2890.00
2320.00
5420.00
1216.01
Other Consolidated Items
NA
NA
NA
NA
NA
Consolidated Net Profit
91070.00
33480.00
38610.00
25620.00
4384.49
Adjustments to PAT
NA
NA
400.00
-2110.00
NA
IV. APPROPRIATIONS
123870.00
58870.00
56390.00
40530.00
-80504.62
     Transfer to Statutory Reserve
20920.00
6270.00
9000.00
6170.00
1397.35
     Appropriation to General Reserve
NA
NA
NA
NA
NA
     Appropriation to Revenue Reserve
39360.00
7680.00
-1750.00
NA
-1053.38
     Appropriation to Other Reserves
NA
NA
NA
NA
NA
     Equity Dividend
16520.00
7160.00
7050.00
1810.00
320.69
     Corporate dividend tax
NA
NA
NA
NA
NA
     Other appropriations
47080.00
37770.00
42100.00
32550.00
-81169.29
Equity Dividend %
75.00
33.00
32.00
9.00
2.00
Earnings Per Share
8.00
3.00
4.00
2.00
1.00
Adjusted EPS
8.00
3.00
4.00
2.00
1.00
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