Operational & Financial Ratios
Earnings Per Share (Rs)
7.49
2.28
3.14
1.93
0.50
DPS(Rs)
1.50
0.65
0.64
0.00
0.00
Book NAV/Share(Rs)
89.16
83.01
80.32
79.92
85.49
Yield on Advances
11.44
10.25
10.28
11.99
11.40
Cost of Liabilities
4.71
3.80
3.87
4.37
4.82
NIM
2.70
2.50
2.33
2.59
2.21
Interest Spread
6.74
6.45
6.41
7.61
6.58
ROA(%)
0.55
0.18
0.27
0.19
0.04
ROE(%)
8.70
2.79
4.02
2.86
0.68
ROCE(%)
11.49
5.54
5.28
5.36
2.77
Cost Income Ratio
53.37
51.69
49.38
47.82
44.82
Core Cost Income Ratio
54.07
50.46
53.19
52.16
47.74
Operating Costs to Assets
1.83
1.65
1.54
1.61
1.44
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
16.61
20.51
11.16
18.99
64.83
PCE(x)
14.98
15.11
8.88
12.82
23.09
Price/Book(x)
1.39
0.56
0.44
0.46
0.38
Yield(%)
1.21
1.39
1.83
0.00
0.00
EV/Net Sales(x)
1.75
1.21
1.13
1.01
1.34
EV/Core EBITDA(x)
7.51
4.56
4.06
3.67
4.89
EV/EBIT(x)
2.34
1.87
1.67
1.51
1.94
EV/CE(x)
1.26
0.72
0.06
0.06
0.09
M Cap / Sales
1.28
0.60
0.52
0.48
0.41
Core Operating Income Growth
16.21
20.20
-6.06
75.17
1.64
Net Profit Growth
228.84
-27.47
71.00
501.32
103.37
BVPS Growth
7.41
3.35
0.50
-6.52
-4.48
Advances Growth
12.47
14.10
8.00
42.90
2.96
EPS Growth(%)
228.84
-27.47
62.71
286.67
102.30
Cash / Deposits(x)
0.05
0.06
0.07
0.04
0.05
Investment / Deposits(x)
0.31
0.31
0.32
0.36
0.34
IncLoan / Deposits(x)
3.68
4.00
3.99
3.87
7.14
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.73
2.72
4.80
5.73
5.78