Operational & Financial Ratios
Earnings Per Share (Rs)
14.47
7.49
2.28
3.14
1.93
DPS(Rs)
2.90
1.50
0.65
0.64
0.00
Book NAV/Share(Rs)
103.59
89.16
83.01
80.32
79.92
Yield on Advances
11.30
11.44
10.25
10.28
11.99
Cost of Liabilities
4.79
4.71
3.80
3.87
4.37
NIM
2.48
2.70
2.50
2.33
2.59
Interest Spread
6.52
6.74
6.45
6.41
7.61
ROA(%)
0.98
0.55
0.18
0.27
0.19
ROE(%)
15.31
8.70
2.79
4.02
2.86
ROCE(%)
16.30
11.49
5.54
5.28
5.36
Cost Income Ratio
54.59
53.37
51.69
49.38
47.82
Core Cost Income Ratio
58.48
54.07
50.46
53.19
52.16
Operating Costs to Assets
1.77
1.83
1.65
1.54
1.61
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.64
16.61
20.51
11.16
18.99
PCE(x)
6.29
14.98
15.11
8.88
12.82
Price/Book(x)
0.93
1.39
0.56
0.44
0.46
Yield(%)
3.02
1.21
1.39
1.83
0.00
EV/Net Sales(x)
1.60
1.75
1.21
1.13
1.01
EV/Core EBITDA(x)
7.24
7.51
4.56
4.06
3.67
EV/EBIT(x)
1.87
2.34
1.87
1.67
1.51
EV/CE(x)
0.96
1.26
0.72
0.06
0.06
M Cap / Sales
0.91
1.28
0.60
0.52
0.48
Core Operating Income Growth
6.73
16.21
20.20
-6.06
75.17
Net Profit Growth
101.71
228.84
-27.47
71.00
501.32
BVPS Growth
16.19
7.41
3.35
0.50
-6.52
Advances Growth
15.31
12.47
14.10
8.00
42.90
EPS Growth(%)
93.25
228.84
-27.47
62.71
286.67
Cash / Deposits(x)
0.04
0.05
0.06
0.07
0.04
Investment / Deposits(x)
0.32
0.31
0.31
0.32
0.36
IncLoan / Deposits(x)
5.35
3.68
4.00
3.99
3.87
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.40
0.73
2.72
4.80
5.73