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Option    
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
I. INCOME
  
  
  
  
  
Interest Earned
610733.41
479316.90
382809.15
408538.26
425907.74
     Interest / Discount on advances / Bills
431257.73
335488.88
259874.45
275475.31
289767.40
     Interest on balances with RBI and other Inter-bank funds
28862.70
16745.63
6377.54
11550.96
24442.50
     Income on investments
142463.90
120341.15
111551.26
116483.73
107568.89
     Others
8149.08
6741.25
5005.91
5028.26
4128.97
Other Income
62331.33
72111.67
80105.43
68965.51
68088.89
     Commission,exchange and brokerage
17645.38
13823.15
12106.62
11185.74
13703.95
     Profit / (loss)on sale of investments(net)
7173.99
2652.07
14101.97
19533.57
5921.04
     Profit on sale of Fixed Assets
284.57
1340.51
2773.12
602.06
467.46
     Foreign Exchange Gains
5281.74
10082.05
25647.35
18916.36
15087.43
     Income earned from subsidiaries/joint venture
136.61
212.46
155.96
222.04
143.04
     Rent / Lease Income
NA
NA
NA
NA
NA
     Provisions Written Back
NA
NA
NA
NA
NA
     Miscellaneous income
31809.05
44001.43
25320.40
18505.75
32765.97
Total Income
673064.74
551428.57
462914.58
477503.78
493996.63
II. EXPENDITURE
Interest Expended
377567.81
274406.38
240834.34
264209.50
271914.61
     Intereston Deposits
313547.71
237000.63
226977.65
245732.51
237275.38
     Interest on RBI / inter-bank borrowings
56124.70
30198.60
6229.01
11562.76
25869.17
     Other Interest
7895.40
7207.16
7627.68
6914.23
8770.06
Operating Expenses
153062.00
143735.39
121700.99
110063.54
106124.02
     Payments to and provisions for employees
92626.80
84529.03
71120.82
65288.64
61965.58
     Rent,Taxes and lighting
9311.66
8664.23
8026.48
7666.07
7362.20
     Depreciation on Banks property
5087.00
4265.11
3716.79
3800.94
3919.55
     Depreciation on leased assets
NA
NA
NA
NA
NA
     Auditor's fees and expenses
1019.85
1214.08
950.43
821.31
808.46
     Law charges
510.53
419.92
454.63
287.89
535.53
     Communication Expenses
2922.22
2929.73
1689.10
1834.95
1727.47
     Repairs and Maintenance
927.50
796.06
688.22
617.34
745.23
     Insurance
8348.65
7976.54
7522.75
7027.33
5088.57
     Other expenses
32307.78
32940.71
27531.78
22719.08
23971.44
Provisions and Contingencies
40503.62
72299.72
44642.74
70452.60
161656.26
     Provision for investments
721.30
12077.60
3973.60
8686.50
3419.20
     Provision for advances
37842.90
53230.80
NA
NA
NA
     Others Provisions
1939.42
6991.32
40669.14
61766.10
158237.06
Profit Before Tax
101931.31
60987.08
55736.51
32778.14
-45698.25
Taxes
38086.00
22166.20
21675.30
10790.30
-16404.20
     Current Income Tax
38086.00
22166.20
21675.30
10790.30
-16404.20
     Deferred Tax
NA
NA
NA
NA
NA
     Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
63845.31
38820.88
34061.21
21987.84
-29294.05
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-21.12
-13.79
52.66
21.87
2.00
Share of Associate
1820.43
-427.47
811.86
-1182.21
-1218.33
Other Consolidated Items
NA
NA
NA
NA
NA
Consolidated Net Profit
65644.62
38379.61
34925.72
20827.50
-30510.38
Adjustments to PAT
NA
NA
NA
NA
NA
IV. APPROPRIATIONS
100412.39
58357.01
34037.85
-217051.78
-234655.84
     Transfer to Statutory Reserve
15800.00
10060.00
8520.00
5410.00
NA
     Appropriation to General Reserve
NA
NA
NA
NA
NA
     Appropriation to Revenue Reserve
NA
NA
NA
56.99
795.82
     Appropriation to Other Reserves
8207.13
8207.13
NA
NA
NA
     Equity Dividend
NA
NA
NA
-237823.88
NA
     Corporate dividend tax
NA
NA
NA
NA
NA
     Other appropriations
76405.26
40089.87
25517.85
15305.11
-235451.65
Equity Dividend %
28.00
20.00
20.00
NA
NA
Earnings Per Share
14.00
9.00
9.00
6.00
-9.00
Adjusted EPS
14.00
9.00
9.00
6.00
-9.00
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