Operational & Financial Ratios
Earnings Per Share (Rs)
20.25
13.88
9.80
8.30
6.59
DPS(Rs)
4.05
2.80
2.00
2.00
0.00
Book NAV/Share(Rs)
154.49
136.32
126.90
117.47
120.34
Yield on Advances
10.90
10.78
9.81
9.05
11.10
Cost of Liabilities
4.94
4.60
3.73
3.67
3.99
NIM
2.42
2.64
2.62
2.05
2.10
Interest Spread
5.96
6.18
6.08
5.38
7.11
ROA(%)
0.94
0.73
0.52
0.47
0.31
ROE(%)
13.93
11.07
8.02
7.77
5.62
ROCE(%)
11.98
12.06
9.69
8.53
6.17
Cost Income Ratio
50.84
51.73
51.08
54.48
51.34
Core Cost Income Ratio
53.87
52.87
54.75
58.21
56.56
Operating Costs to Assets
1.63
1.65
1.71
1.63
1.49
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
5.29
9.87
7.64
5.53
10.29
PCE(x)
4.97
9.15
6.91
4.99
8.78
Price/Book(x)
0.69
1.01
0.59
0.39
0.56
Yield(%)
3.78
2.04
2.67
4.36
0.00
EV/Net Sales(x)
2.44
2.36
2.01
1.20
1.35
EV/Core EBITDA(x)
10.52
10.19
7.15
4.56
5.32
EV/EBIT(x)
2.93
3.00
2.85
1.54
1.85
EV/CE(x)
0.89
1.00
0.82
0.06
0.08
M Cap / Sales
0.69
1.03
0.64
0.49
0.55
Core Operating Income Growth
5.82
13.70
44.18
-1.46
-6.47
Net Profit Growth
45.92
57.05
18.16
57.60
173.06
BVPS Growth
13.33
7.42
8.03
-2.38
5.17
Advances Growth
15.36
15.90
15.46
15.08
-0.87
EPS Growth(%)
45.92
41.56
18.16
25.85
173.06
Cash / Deposits(x)
0.06
0.05
0.07
0.06
0.10
Investment / Deposits(x)
0.32
0.31
0.31
0.28
0.30
IncLoan / Deposits(x)
15.17
10.97
9.70
4.26
5.18
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.82
1.22
1.66
2.34
3.35