Operational & Financial Ratios
Earnings Per Share (Rs)
13.88
9.80
8.30
6.59
-9.02
DPS(Rs)
2.80
2.00
2.00
0.00
0.00
Book NAV/Share(Rs)
136.32
126.90
117.47
120.34
114.42
Yield on Advances
10.78
9.81
9.05
11.10
11.48
Cost of Liabilities
4.60
3.73
3.67
3.99
4.55
NIM
2.64
2.62
2.05
2.10
2.49
Interest Spread
6.18
6.08
5.38
7.11
6.93
ROA(%)
0.73
0.52
0.47
0.31
-0.46
ROE(%)
11.07
8.02
7.77
5.62
-8.11
ROCE(%)
12.06
9.69
8.53
6.17
-1.31
Cost Income Ratio
51.73
51.08
54.48
51.34
47.57
Core Cost Income Ratio
52.87
54.75
58.21
56.56
48.87
Operating Costs to Assets
1.65
1.71
1.63
1.49
1.59
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
9.87
7.64
5.53
10.29
0.00
PCE(x)
9.15
6.91
4.99
8.78
-4.11
Price/Book(x)
1.01
0.59
0.39
0.56
0.28
Yield(%)
2.04
2.67
4.36
0.00
0.00
EV/Net Sales(x)
2.36
2.01
1.20
1.35
1.19
EV/Core EBITDA(x)
10.19
7.15
4.56
5.32
4.37
EV/EBIT(x)
3.00
2.85
1.54
1.85
2.24
EV/CE(x)
1.00
0.82
0.06
0.08
0.08
M Cap / Sales
1.03
0.64
0.49
0.55
0.25
Core Operating Income Growth
13.70
44.18
-1.46
-6.47
11.71
Net Profit Growth
57.05
18.16
57.60
173.06
46.69
BVPS Growth
7.42
8.03
-2.38
5.17
-10.84
Advances Growth
15.90
15.46
15.08
-0.87
8.18
EPS Growth(%)
41.56
18.16
25.85
173.06
55.11
Cash / Deposits(x)
0.05
0.07
0.06
0.10
0.05
Investment / Deposits(x)
0.31
0.31
0.28
0.30
0.29
IncLoan / Deposits(x)
10.97
9.70
4.26
5.18
7.16
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.22
1.66
2.34
3.35
3.88