Operational & Financial Ratios
Earnings Per Share (Rs)
80.23
58.45
31.30
15.53
-21.70
DPS(Rs)
16.10
12.00
6.50
0.00
0.00
Book NAV/Share(Rs)
429.13
364.54
317.54
307.28
319.93
Yield on Advances
11.67
10.16
9.86
10.84
11.32
Cost of Liabilities
5.26
4.28
3.80
4.26
5.36
NIM
2.54
2.43
2.26
2.23
1.94
Interest Spread
6.40
5.88
6.07
6.58
5.96
ROA(%)
1.03
0.82
0.48
0.27
-0.32
ROE(%)
20.22
17.14
10.50
6.12
-7.13
ROCE(%)
18.49
15.05
11.07
7.11
0.67
Cost Income Ratio
47.04
44.79
46.16
49.55
55.30
Core Cost Income Ratio
48.45
46.54
49.13
53.67
57.37
Operating Costs to Assets
1.75
1.67
1.61
1.68
1.60
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
1.45
0.97
7.27
9.80
0.00
PCE(x)
6.84
4.45
6.36
7.42
-5.16
Price/Book(x)
1.35
0.78
0.72
0.50
0.28
Yield(%)
2.77
4.22
2.86
0.00
0.00
EV/Net Sales(x)
1.50
1.30
1.26
1.08
1.06
EV/Core EBITDA(x)
5.54
3.96
3.79
3.81
5.56
EV/EBIT(x)
1.78
1.63
1.68
1.54
1.53
EV/CE(x)
1.20
0.88
0.84
0.75
0.69
M Cap / Sales
0.97
0.61
0.59
0.36
0.19
Core Operating Income Growth
16.32
19.15
9.46
83.66
-9.35
Net Profit Growth
37.26
86.74
122.02
214.40
-744.27
BVPS Growth
17.72
14.80
3.34
-3.95
-18.94
Advances Growth
12.15
18.06
10.10
47.87
1.04
EPS Growth(%)
37.26
86.74
101.54
171.57
-571.05
Cash / Deposits(x)
0.05
0.05
0.05
0.04
0.04
Investment / Deposits(x)
0.27
0.27
0.26
0.26
0.28
IncLoan / Deposits(x)
4.39
4.93
4.26
4.94
6.84
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.27
1.73
2.65
3.82
4.22