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Option    
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
I. INCOME
  
  
  
  
  
Interest Earned
249475.81
204948.49
158985.95
130193.09
118686.30
     Interest / Discount on advances / Bills
192915.06
158262.40
114858.15
82315.57
71539.29
     Interest on balances with RBI and other Inter-bank funds
2026.35
1357.70
524.31
906.99
3150.74
     Income on investments
53605.57
44609.22
42670.53
43847.68
41534.94
     Others
928.82
719.17
932.97
3122.85
2461.33
Other Income
34550.25
29985.94
22809.35
26528.59
26289.28
     Commission,exchange and brokerage
17405.67
15822.31
13091.15
14217.42
10015.05
     Profit / (loss)on sale of investments(net)
2200.21
2078.79
1061.31
5248.71
5661.59
     Profit on sale of Fixed Assets
3.75
8.71
19.65
10.43
4.49
     Foreign Exchange Gains
632.94
416.12
780.40
1290.53
1533.41
     Income earned from subsidiaries/joint venture
17.16
13.59
26.23
20.55
13.53
     Rent / Lease Income
NA
NA
NA
NA
NA
     Provisions Written Back
13748.81
9855.22
9431.33
6421.27
NA
     Miscellaneous income
541.70
1791.19
-1600.72
-680.33
9061.22
Total Income
284026.05
234934.42
181795.30
156721.68
144975.58
II. EXPENDITURE
Interest Expended
132805.75
106718.28
81567.88
69739.61
69701.84
     Intereston Deposits
122937.52
100396.15
71855.51
64573.04
65250.64
     Interest on RBI / inter-bank borrowings
225.24
332.74
597.73
309.14
496.51
     Other Interest
9642.99
5989.39
9114.64
4857.43
3954.69
Operating Expenses
58014.97
48152.01
39224.64
38500.34
35659.07
     Payments to and provisions for employees
34417.74
28377.98
20581.23
20713.63
22557.75
     Rent,Taxes and lighting
3265.11
2802.94
2482.28
2280.85
2182.33
     Depreciation on Banks property
2905.98
2234.90
2624.89
2683.41
1881.11
     Depreciation on leased assets
NA
NA
NA
NA
NA
     Auditor's fees and expenses
196.50
156.93
157.61
172.04
195.99
     Law charges
814.14
684.89
591.31
393.95
183.59
     Communication Expenses
502.88
454.28
538.86
429.83
567.05
     Repairs and Maintenance
3159.53
2586.79
2159.87
1928.29
1682.60
     Insurance
3641.86
2791.23
2355.12
2243.45
1986.71
     Other expenses
9111.22
8062.07
7733.46
7654.88
4421.93
Provisions and Contingencies
35969.76
36461.33
26546.35
28924.79
30061.82
     Provision for investments
72.40
5.70
5037.40
1033.50
1121.60
     Provision for advances
35221.00
35939.90
21392.70
28804.40
28562.30
     Others Provisions
676.36
515.73
116.25
-913.11
377.92
Profit Before Tax
57235.57
43602.81
34456.44
19556.94
9552.85
Taxes
2026.90
3044.40
8428.50
8040.57
4038.80
     Current Income Tax
2026.90
3044.40
8428.50
8088.80
4038.80
     Deferred Tax
NA
NA
NA
-48.23
NA
     Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
55208.67
40558.41
26027.94
11516.37
5514.05
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
NA
NA
NA
NA
NA
Share of Associate
209.10
159.39
22.08
17.92
200.59
Other Consolidated Items
NA
NA
NA
NA
NA
Consolidated Net Profit
55417.77
40717.80
26050.03
11534.29
5714.64
Adjustments to PAT
NA
NA
NA
NA
NA
IV. APPROPRIATIONS
91771.06
57291.97
31951.86
13213.86
6660.49
     Transfer to Statutory Reserve
13854.44
10179.45
6505.09
2878.84
1375.63
     Appropriation to General Reserve
NA
NA
NA
NA
NA
     Appropriation to Revenue Reserve
NA
NA
NA
NA
NA
     Appropriation to Other Reserves
NA
NA
NA
NA
NA
     Equity Dividend
11537.33
9913.92
8749.65
3365.25
NA
     Corporate dividend tax
NA
NA
NA
NA
NA
     Other appropriations
66379.29
37198.60
16697.12
6969.77
5284.86
Equity Dividend %
15.00
14.00
13.00
5.00
NA
Earnings Per Share
7.00
6.00
4.00
2.00
1.00
Adjusted EPS
7.00
6.00
4.00
2.00
1.00
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INANI SECURITIES LIMITED : CIN : L67120AP1994PLCO17583
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