Operational & Financial Ratios
Earnings Per Share (Rs)
32.67
31.55
26.43
12.59
0.73
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
208.11
174.84
143.22
116.72
103.93
Yield on Advances
12.03
11.23
12.89
12.97
13.28
Cost of Liabilities
4.61
3.90
3.99
4.53
5.53
NIM
4.21
4.71
4.73
4.23
3.35
Interest Spread
7.42
7.33
8.90
8.44
7.75
ROA(%)
1.74
2.01
1.88
1.04
0.07
ROE(%)
17.06
19.84
20.33
11.41
1.05
ROCE(%)
18.08
18.56
16.65
11.36
7.33
Cost Income Ratio
62.15
57.12
56.17
58.58
65.53
Core Cost Income Ratio
63.62
57.21
56.63
63.80
68.05
Operating Costs to Assets
3.55
3.23
3.10
3.12
2.83
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
10.84
7.79
8.01
18.48
161.53
PCE(x)
9.87
7.22
7.39
15.58
56.70
Price/Book(x)
1.70
1.41
1.48
1.99
1.14
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
2.70
2.18
2.79
2.92
1.89
EV/Core EBITDA(x)
10.13
7.14
9.25
10.60
10.16
EV/EBIT(x)
3.57
2.94
3.79
4.47
2.71
EV/CE(x)
1.47
1.32
1.26
0.23
0.15
M Cap / Sales
2.10
1.84
1.80
2.16
1.36
Core Operating Income Growth
10.69
15.65
22.51
58.94
34.62
Net Profit Growth
3.56
19.38
109.93
1616.35
106.45
BVPS Growth
19.03
22.08
22.70
12.30
43.46
Advances Growth
17.84
30.58
9.53
27.03
7.08
EPS Growth(%)
3.56
19.38
109.93
1616.05
103.19
Cash / Deposits(x)
0.10
0.06
0.07
0.04
0.03
Investment / Deposits(x)
0.25
0.24
0.35
0.32
0.34
IncLoan / Deposits(x)
5.91
3.20
9.94
7.45
5.03
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.51
0.35
0.68
1.17
1.91