Operational & Financial Ratios
Earnings Per Share (Rs)
4.53
4.52
0.69
1.32
2.46
DPS(Rs)
0.50
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
26.85
22.13
17.49
16.13
13.43
Yield on Advances
19.42
19.17
18.08
19.24
20.82
Cost of Liabilities
6.64
6.08
6.23
7.33
7.33
NIM
8.17
8.29
7.34
7.17
8.01
Interest Spread
12.78
13.09
11.84
11.91
13.49
ROA(%)
2.31
2.37
0.45
1.04
2.39
ROE(%)
20.17
22.80
4.19
9.37
20.84
ROCE(%)
17.84
17.13
7.19
10.78
14.06
Cost Income Ratio
56.38
54.15
58.90
55.43
57.63
Core Cost Income Ratio
56.38
54.15
58.77
56.29
57.68
Operating Costs to Assets
5.39
5.18
4.87
4.49
5.07
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
10.35
0.00
0.00
0.00
0.00
PCE(x)
9.15
0.00
0.00
0.00
0.00
Price/Book(x)
1.75
0.00
0.00
0.00
0.00
EV/Net Sales(x)
2.25
1.30
1.88
2.19
2.63
EV/Core EBITDA(x)
7.17
3.87
6.77
7.88
9.80
EV/EBIT(x)
3.66
2.15
4.00
3.87
4.15
EV/CE(x)
1.44
0.75
0.84
0.87
0.93
M Cap / Sales
1.62
0.00
0.00
0.00
0.00
Core Operating Income Growth
23.33
44.13
26.41
15.25
46.01
Net Profit Growth
23.02
558.13
-45.03
-40.12
98.90
BVPS Growth
21.33
-99.87
0.00
20.13
28.07
Advances Growth
25.22
27.77
24.48
30.81
34.56
EPS Growth(%)
0.25
557.85
-47.93
-46.41
93.08
Cash / Deposits(x)
0.07
0.09
0.18
0.04
0.04
Investment / Deposits(x)
0.21
0.21
0.23
0.31
0.23
IncLoan / Deposits(x)
11.42
17.14
25.53
34.74
51.10
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.03
0.39
2.31
1.33
0.18