Operational & Financial Ratios
Earnings Per Share (Rs)
0.88
1.94
1.53
-6.74
-14.13
DPS(Rs)
0.20
0.48
0.31
0.00
0.00
Book NAV/Share(Rs)
21.34
20.95
19.31
18.37
66.65
Yield on Advances
11.72
10.40
11.15
11.44
13.58
Cost of Liabilities
5.30
4.23
4.25
4.77
6.32
NIM
2.03
2.32
2.36
2.23
2.22
Interest Spread
6.41
6.18
6.90
6.67
7.25
ROA(%)
0.42
1.02
0.90
-2.59
-0.95
ROE(%)
4.15
9.62
10.12
-45.11
-20.98
ROCE(%)
5.98
9.47
10.37
-31.74
-14.64
Cost Income Ratio
72.16
62.95
63.16
75.61
62.88
Core Cost Income Ratio
72.36
62.72
68.28
87.05
72.86
Operating Costs to Assets
1.99
1.81
1.88
2.17
1.85
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
68.00
13.26
10.08
0.00
0.00
PCE(x)
54.31
11.91
8.90
-2.71
-0.83
Price/Book(x)
2.80
1.23
0.80
0.96
0.17
Yield(%)
0.33
1.87
2.01
0.00
0.00
EV/Net Sales(x)
5.18
3.31
1.82
1.40
0.50
EV/Core EBITDA(x)
44.44
18.22
9.71
12.66
3.64
EV/EBIT(x)
6.45
3.98
2.29
7.48
0.92
EV/CE(x)
2.07
1.14
0.11
0.09
0.04
M Cap / Sales
4.18
2.18
1.48
1.02
0.10
Core Operating Income Growth
-4.45
12.15
17.22
9.93
-9.74
Net Profit Growth
-54.65
26.37
138.02
-175.83
-82.31
BVPS Growth
1.91
8.45
5.14
-72.44
-21.10
Advances Growth
7.70
20.73
4.41
4.33
-15.56
EPS Growth(%)
-54.65
26.37
122.73
52.29
-46.90
Cash / Deposits(x)
0.06
0.06
0.06
0.08
0.11
Investment / Deposits(x)
0.42
0.41
0.41
0.33
0.27
IncLoan / Deposits(x)
8.18
8.22
2.39
2.75
3.58
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.63
1.84
2.74
4.04
8.03