Operational & Financial Ratios
Earnings Per Share (Rs)
59.86
42.41
31.67
26.61
12.37
DPS(Rs)
12.00
8.60
6.50
2.00
0.00
Book NAV/Share(Rs)
389.12
336.15
301.08
289.16
313.76
Yield on Advances
10.80
10.00
9.98
10.78
10.82
Cost of Liabilities
4.55
3.84
3.62
4.16
4.91
NIM
3.02
2.95
2.60
2.65
2.60
Interest Spread
6.25
6.16
6.36
6.62
5.91
ROA(%)
1.07
0.76
0.61
0.64
0.26
ROE(%)
17.10
13.31
11.25
11.61
4.26
ROCE(%)
16.89
11.37
7.09
7.78
5.84
Cost Income Ratio
45.92
44.20
46.21
48.55
40.49
Core Cost Income Ratio
47.94
44.68
48.86
52.75
44.04
Operating Costs to Assets
1.80
1.70
1.63
1.66
1.43
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
8.70
6.79
4.86
4.37
3.48
PCE(x)
8.17
6.18
4.22
3.61
2.46
Price/Book(x)
1.34
0.86
0.51
0.40
0.14
Yield(%)
2.30
2.99
4.23
1.72
0.00
EV/Net Sales(x)
1.68
1.29
0.94
0.97
1.10
EV/Core EBITDA(x)
5.54
3.80
2.86
3.45
3.61
EV/EBIT(x)
2.15
1.89
1.44
1.44
1.55
EV/CE(x)
1.23
0.91
0.05
0.66
0.59
M Cap / Sales
1.26
0.80
0.49
0.34
0.12
Core Operating Income Growth
15.07
20.91
6.78
105.96
8.38
Net Profit Growth
52.66
33.89
31.29
298.84
134.00
BVPS Growth
15.76
11.65
4.12
-7.84
-7.51
Advances Growth
14.60
15.45
7.31
83.27
9.17
EPS Growth(%)
41.15
33.89
19.05
115.00
84.60
Cash / Deposits(x)
0.05
0.05
0.10
0.05
0.02
Investment / Deposits(x)
0.31
0.30
0.29
0.33
0.31
IncLoan / Deposits(x)
3.36
3.55
2.90
4.60
8.00
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.43
0.90
2.27
3.37
3.13