Operational & Financial Ratios
Earnings Per Share (Rs)
34.63
37.79
16.35
15.52
13.89
DPS(Rs)
5.50
5.00
4.00
1.80
0.00
Book NAV/Share(Rs)
274.16
246.62
213.25
198.70
176.93
Yield on Advances
11.60
12.04
10.96
12.10
11.37
Cost of Liabilities
4.88
4.54
4.51
5.23
5.86
NIM
3.18
3.56
2.99
2.78
2.62
Interest Spread
6.73
7.51
6.45
6.87
5.51
ROA(%)
1.21
1.24
0.57
0.57
0.53
ROE(%)
14.48
16.46
7.94
8.27
7.94
ROCE(%)
14.25
17.61
9.44
8.79
7.96
Cost Income Ratio
53.15
47.14
52.57
46.81
49.67
Core Cost Income Ratio
54.49
45.37
51.81
54.99
56.55
Operating Costs to Assets
2.11
1.99
1.98
1.96
1.96
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.50
3.60
3.39
3.94
3.03
PCE(x)
6.16
3.35
2.96
3.42
2.64
Price/Book(x)
0.82
0.55
0.26
0.31
0.24
Yield(%)
2.44
3.68
7.22
2.94
0.00
EV/Net Sales(x)
1.55
0.80
0.65
0.59
0.83
EV/Core EBITDA(x)
5.96
2.63
2.47
1.92
3.24
EV/EBIT(x)
1.96
1.06
0.91
0.79
1.08
EV/CE(x)
0.87
0.63
0.45
0.04
0.06
M Cap / Sales
1.02
0.59
0.28
0.31
0.20
Core Operating Income Growth
3.57
27.86
14.10
7.53
6.57
Net Profit Growth
10.68
132.05
5.40
11.76
-9.53
BVPS Growth
11.17
15.64
7.32
12.30
-6.94
Advances Growth
19.28
5.58
10.22
-9.56
3.90
EPS Growth(%)
-8.36
131.17
5.30
11.76
-17.75
Cash / Deposits(x)
0.08
0.06
0.05
0.06
0.04
Investment / Deposits(x)
0.25
0.27
0.27
0.29
0.24
IncLoan / Deposits(x)
4.49
1.79
2.88
2.33
5.66
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.58
1.70
2.42
3.18
3.08