Operational & Financial Ratios
Earnings Per Share (Rs)
4.09
3.70
0.21
0.30
0.58
DPS(Rs)
0.30
0.30
0.00
0.00
0.00
Book NAV/Share(Rs)
33.73
31.89
27.97
27.75
28.48
Yield on Advances
11.03
10.36
10.98
12.58
12.05
Cost of Liabilities
4.99
4.28
4.70
5.64
6.06
NIM
2.97
2.97
2.42
2.76
2.60
Interest Spread
6.04
6.08
6.28
6.94
5.99
ROA(%)
0.95
0.75
0.05
0.06
0.11
ROE(%)
13.81
12.37
0.77
1.13
2.04
ROCE(%)
14.36
14.15
2.02
4.66
4.81
Cost Income Ratio
61.47
60.59
61.89
54.30
51.07
Core Cost Income Ratio
65.78
55.32
63.17
62.23
57.77
Operating Costs to Assets
2.54
2.15
2.03
2.10
1.77
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.67
3.63
34.99
28.02
9.97
PCE(x)
6.15
3.55
12.20
12.00
5.72
Price/Book(x)
0.81
0.46
0.27
0.30
0.20
Yield(%)
1.10
2.05
0.00
0.00
0.00
EV/Net Sales(x)
1.28
1.39
0.74
0.80
1.02
EV/Core EBITDA(x)
5.92
6.67
3.90
3.52
4.82
EV/EBIT(x)
1.62
1.84
1.14
1.17
1.42
EV/CE(x)
0.87
0.74
0.05
0.06
0.08
M Cap / Sales
0.83
0.42
0.24
0.24
0.13
Core Operating Income Growth
10.62
34.48
-6.94
3.86
14.74
Net Profit Growth
38.06
1623.11
-27.34
-40.81
-57.75
BVPS Growth
5.76
14.03
0.79
-2.56
1.12
Advances Growth
11.83
16.35
3.34
-9.91
2.78
EPS Growth(%)
10.45
1623.11
-27.34
-48.81
-57.75
Cash / Deposits(x)
0.07
0.05
0.08
0.04
0.03
Investment / Deposits(x)
0.24
0.27
0.24
0.25
0.25
IncLoan / Deposits(x)
3.84
7.63
3.70
4.97
8.30
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.46
1.86
2.97
4.71
3.34