Operational & Financial Ratios
Earnings Per Share (Rs)
80.55
31.13
42.43
21.50
5.77
DPS(Rs)
1.00
1.00
1.00
0.00
0.00
Book NAV/Share(Rs)
486.74
406.24
374.71
331.63
301.05
Yield on Advances
11.33
10.07
9.52
10.31
10.96
Cost of Liabilities
4.70
3.73
3.40
4.06
4.75
NIM
3.54
3.46
3.03
3.24
3.05
Interest Spread
6.63
6.35
6.12
6.25
6.21
ROA(%)
1.78
0.77
1.20
0.69
0.19
ROE(%)
18.07
7.98
12.03
7.06
2.15
ROCE(%)
14.25
8.95
9.16
6.86
5.73
Cost Income Ratio
48.68
66.51
48.83
44.27
42.47
Core Cost Income Ratio
49.92
66.20
50.26
45.34
44.86
Operating Costs to Assets
2.38
2.98
2.01
1.86
1.89
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
13.01
27.57
17.93
32.43
65.77
PCE(x)
12.35
11.65
16.64
28.35
44.59
Price/Book(x)
2.15
2.11
2.03
2.10
1.26
Yield(%)
0.10
0.12
0.13
0.00
0.00
EV/Net Sales(x)
4.76
5.29
6.21
5.63
4.07
EV/Core EBITDA(x)
14.02
22.76
16.92
15.42
10.88
EV/EBIT(x)
5.62
7.62
8.11
8.31
6.02
EV/CE(x)
1.50
1.45
1.39
1.46
0.28
M Cap / Sales
2.96
3.10
3.47
3.37
1.71
Core Operating Income Growth
16.18
29.62
13.31
16.00
16.11
Net Profit Growth
159.52
-26.45
97.70
304.89
-65.21
BVPS Growth
19.82
8.41
12.99
10.16
16.11
Advances Growth
14.17
19.40
15.23
7.52
15.49
EPS Growth(%)
158.71
-26.62
97.31
272.90
-68.29
Cash / Deposits(x)
0.08
0.07
0.11
0.07
0.13
Investment / Deposits(x)
0.31
0.30
0.34
0.32
0.24
IncLoan / Deposits(x)
18.42
19.67
22.52
20.47
23.11
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.34
0.41
0.67
1.06
1.56