Operational & Financial Ratios
Earnings Per Share (Rs)
114.99
95.24
59.52
36.68
63.70
DPS(Rs)
16.50
14.00
8.50
5.00
0.00
Book NAV/Share(Rs)
801.70
699.52
611.54
556.61
485.97
Yield on Advances
13.33
12.54
12.89
13.64
13.92
Cost of Liabilities
5.81
4.87
4.64
5.03
6.36
NIM
4.24
4.10
3.97
4.00
4.26
Interest Spread
7.51
7.67
8.25
8.61
7.56
ROA(%)
1.84
1.72
1.21
0.85
1.51
ROE(%)
15.34
14.54
10.20
7.39
14.71
ROCE(%)
14.36
13.04
10.08
8.20
11.73
Cost Income Ratio
47.54
44.30
42.80
41.62
43.33
Core Cost Income Ratio
48.35
44.28
43.84
44.94
44.63
Operating Costs to Assets
2.77
2.49
2.38
2.30
2.68
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
13.53
11.22
15.71
26.01
5.51
PCE(x)
12.92
10.68
14.69
23.48
5.19
Price/Book(x)
1.94
1.53
1.53
1.71
0.72
Yield(%)
1.06
1.31
0.91
0.52
0.00
EV/Net Sales(x)
3.69
3.63
3.89
4.31
2.96
EV/Core EBITDA(x)
10.72
9.19
9.37
10.67
7.90
EV/EBIT(x)
4.55
4.61
5.44
6.50
3.73
EV/CE(x)
1.53
1.28
0.30
0.34
0.28
M Cap / Sales
2.65
2.28
2.35
2.54
0.85
Core Operating Income Growth
17.19
17.27
10.89
12.18
36.32
Net Profit Growth
21.11
60.26
62.57
-35.80
33.83
BVPS Growth
14.61
14.39
9.87
14.54
11.16
Advances Growth
18.41
21.28
12.44
2.81
10.94
EPS Growth(%)
20.73
60.00
62.30
-42.43
16.30
Cash / Deposits(x)
0.05
0.13
0.20
0.07
0.07
Investment / Deposits(x)
0.28
0.25
0.24
0.27
0.30
IncLoan / Deposits(x)
12.37
14.57
16.11
20.03
30.07
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.57
0.59
0.64
0.69
0.91