Operational & Financial Ratios
Earnings Per Share (Rs)
58.23
45.68
33.59
23.41
12.25
DPS(Rs)
10.00
8.00
5.00
2.00
0.00
Book NAV/Share(Rs)
333.09
281.97
240.40
208.81
175.17
Yield on Advances
12.06
10.71
10.06
10.78
11.59
Cost of Liabilities
4.46
3.62
3.32
3.92
4.45
NIM
4.16
4.14
3.55
3.40
3.28
Interest Spread
7.60
7.09
6.73
6.86
7.14
ROA(%)
2.37
2.13
1.77
1.39
0.77
ROE(%)
18.98
17.53
14.99
12.56
7.25
ROCE(%)
19.09
16.91
14.01
10.44
8.28
Cost Income Ratio
40.23
40.11
40.52
37.20
43.48
Core Cost Income Ratio
40.57
40.13
40.95
40.85
44.96
Operating Costs to Assets
2.09
2.08
1.89
1.75
1.97
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
18.82
19.20
21.74
24.83
26.48
PCE(x)
18.09
18.45
20.72
23.30
23.66
Price/Book(x)
3.29
3.11
3.04
2.78
1.85
Yield(%)
0.91
0.91
0.68
0.34
0.00
EV/Net Sales(x)
6.26
6.70
7.12
6.24
4.99
EV/Core EBITDA(x)
15.39
14.91
15.66
13.56
13.27
EV/EBIT(x)
7.27
8.17
8.84
8.18
6.71
EV/CE(x)
2.48
2.31
0.44
0.40
0.34
M Cap / Sales
5.39
5.61
5.87
5.08
2.81
Core Operating Income Growth
19.60
30.89
21.74
17.20
23.14
Net Profit Growth
28.19
36.66
44.14
104.17
135.80
BVPS Growth
18.13
17.29
15.13
19.20
7.22
Advances Growth
16.16
18.70
17.08
13.71
10.00
EPS Growth(%)
27.47
36.00
43.46
91.09
134.84
Cash / Deposits(x)
0.06
0.06
0.10
0.05
0.05
Investment / Deposits(x)
0.33
0.31
0.29
0.30
0.32
IncLoan / Deposits(x)
8.85
10.11
10.07
9.83
21.13
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.45
0.51
0.81
1.24
1.54