Operational & Financial Ratios
Earnings Per Share (Rs)
5.24
3.39
2.27
1.26
-12.41
DPS(Rs)
1.50
1.00
0.00
0.00
0.00
Book NAV/Share(Rs)
39.01
34.52
30.87
28.39
26.51
Yield on Advances
14.01
12.65
13.36
15.56
16.04
Cost of Liabilities
4.15
3.41
3.69
4.63
5.34
NIM
4.31
3.92
3.58
3.49
2.88
Interest Spread
9.86
9.24
9.67
10.93
10.70
ROA(%)
1.62
1.15
0.81
0.45
-4.16
ROE(%)
14.25
10.37
7.66
4.68
-44.13
ROCE(%)
15.74
11.49
9.16
7.33
-8.09
Cost Income Ratio
46.10
44.72
45.89
46.23
55.35
Core Cost Income Ratio
48.04
47.49
49.75
52.97
59.99
Operating Costs to Assets
2.26
2.14
2.11
2.03
2.11
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
15.44
13.28
18.87
30.49
0.00
PCE(x)
14.10
11.69
16.13
23.65
-1.60
Price/Book(x)
2.07
1.30
1.39
1.36
0.73
Yield(%)
1.85
2.22
0.00
0.00
0.00
EV/Net Sales(x)
3.94
2.97
3.30
2.88
2.73
EV/Core EBITDA(x)
10.85
6.99
8.05
8.15
11.11
EV/EBIT(x)
5.09
4.25
4.74
4.16
11.64
EV/CE(x)
1.76
1.23
0.20
0.19
0.19
M Cap / Sales
3.29
2.35
2.52
2.08
0.96
Core Operating Income Growth
24.11
24.75
7.49
22.16
18.16
Net Profit Growth
54.57
49.43
79.43
110.55
14.75
BVPS Growth
13.02
11.82
8.73
7.10
-33.59
Advances Growth
16.03
18.70
6.87
-1.30
-11.55
EPS Growth(%)
54.57
49.43
79.43
110.18
36.46
Cash / Deposits(x)
0.05
0.07
0.12
0.06
0.05
Investment / Deposits(x)
0.41
0.39
0.36
0.35
0.37
IncLoan / Deposits(x)
6.15
4.95
6.15
6.89
16.52
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.34
0.92
1.27
1.97
4.19