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Option    
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
SOURCES OF FUNDS:
NA  
NA  
NA  
NA  
NA  
Share Capital
192565.90  
189024.12  
189024.12  
189024.12  
166467.94  
    Equity - Authorised
250000.00  
250000.00  
250000.00  
250000.00  
250000.00  
    Equity - Issued
192565.90  
189024.12  
189024.12  
189024.12  
164369.88  
    Equity Paid Up
192565.90  
189024.12  
189024.12  
189024.12  
164369.88  
    Equity Shares Forfeited
0.00  
0.00  
0.00  
0.00  
0.00  
    Adjustments to Equity
0.00  
0.00  
0.00  
0.00  
2098.06  
    Preference Capital Paid Up
0.00  
0.00  
0.00  
0.00  
0.00  
    Face Value
10.00  
10.00  
10.00  
10.00  
10.00  
Share Warrants & Outstandings
0.00  
0.00  
0.00  
0.00  
0.00  
Total Reserves
129767.58  
86590.37  
59736.27  
36953.39  
4518.88  
    Securities Premium
96365.01  
85579.01  
85579.01  
85579.01  
69233.25  
    Capital Reserves
23667.31  
23230.01  
23106.66  
22870.71  
23173.26  
    Profit & Loss Account Balances
-125378.53  
-144739.33  
-164544.48  
-180030.38  
-188895.12  
    General Reserves
-13155.72  
0.00  
0.00  
0.00  
0.00  
    Other Reserves
148269.52  
122520.68  
115595.08  
108534.05  
101007.49  
Reserve excluding Revaluation Reserve
96037.88  
59364.02  
32204.74  
9457.78  
-17685.71  
Revaluation Reserves
33729.71  
27226.35  
27531.54  
27495.61  
22204.59  
Deposits
3119388.24  
2861214.82  
2609735.90  
2622137.64  
2403527.82  
    Demand Deposits
281266.23  
229354.70  
166835.72  
173897.76  
162218.32  
    Savings Deposit
1080348.20  
1025894.12  
974428.01  
965012.02  
859584.64  
    Term Deposits / Fixed Deposits
1757773.80  
1605966.00  
1468472.17  
1483227.85  
1381724.86  
    Current Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Recurring Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
Borrowings
422276.63  
303871.66  
208037.72  
30706.37  
36715.77  
    Borrowings From Reserve Bank of India
19460.00  
70000.00  
0.00  
0.00  
0.00  
    Borrowings From Other Banks
33669.50  
21186.75  
0.00  
0.00  
0.00  
    Borrowings From GOI
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Other Financial Institutions
205996.63  
121219.70  
154288.24  
1840.00  
5065.00  
    Borrowings in the form of Bonds / Debentures
21650.00  
21650.00  
24650.00  
22650.00  
16000.00  
    Borrowings in Other Form
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Out of India
141500.50  
69815.21  
29099.48  
6216.37  
15650.77  
Other Liabilities & Provisions
83081.35  
77992.26  
67846.64  
111478.22  
131062.85  
    Bills Payable
6285.20  
8117.31  
8187.93  
7007.69  
6592.60  
    Inter-office adjustment Liabilities
0.00  
0.00  
0.00  
35559.37  
22523.59  
    Interest Accrued
2676.51  
4025.03  
2799.24  
414.37  
402.24  
    Proposed Dividend
0.00  
0.00  
0.00  
0.00  
0.00  
    Corporate dividend tax payable
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Liabilities & Provisions
74119.64  
65849.92  
56859.47  
68496.79  
101544.42  
Total Liabilities
3947079.70  
3518693.22  
3134380.66  
2990299.74  
2742293.26  
APPLICATION OF FUNDS :
NA  
NA  
NA  
NA  
NA  
Cash and balance with Reserve Bank of India
181158.72  
169055.37  
171499.19  
227496.55  
121892.06  
    Cash with RBI
168807.22  
156416.09  
160251.06  
215956.11  
112291.80  
    Cash in hand & others
12351.50  
12639.27  
11248.13  
11540.44  
9600.26  
Balances with banks and money at call
31037.64  
19093.64  
36706.50  
142016.06  
187932.34  
Investments
1105879.69  
991939.15  
936425.20  
976407.88  
954848.85  
Investments in India
1066877.52  
950845.82  
896378.23  
935800.50  
917206.11  
    GOI/State Govt. Securities
1015658.43  
916521.37  
866030.07  
883086.39  
855805.02  
    Equity Shares - Corporate
8203.36  
2105.97  
7307.58  
9604.48  
10886.40  
    Debentures & Bonds
30722.30  
25429.43  
22142.35  
31061.27  
34034.33  
    Subsidiaries and/or joint ventures/Associates
6156.47  
6069.02  
0.00  
0.00  
0.00  
    Units - MF/ Insurance/CP/PTC
6136.96  
710.08  
888.33  
12038.45  
16470.46  
    Other Investments
0.00  
9.95  
9.90  
9.90  
9.90  
Investments outside India
39002.17  
41093.34  
40046.97  
40607.38  
37642.74  
    Government securities
36999.86  
38670.19  
37441.57  
36608.19  
32384.07  
    Subsidiaries and/or joint ventures abroad
0.00  
0.00  
0.00  
0.00  
1934.42  
    Other investments outside India
2002.31  
2423.15  
2605.41  
3999.19  
3324.25  
    Less: Prov for Diminution in Value of Invest.
0.00  
0.00  
0.00  
0.00  
0.00  
Advances
2455551.68  
2133301.32  
1780676.80  
1442535.57  
1277414.21  
    Bills Purchased & Discounted
108694.07  
83385.18  
45698.90  
29057.50  
16471.88  
    Cash Credit, Over Draft & Loans repayable
920801.81  
771567.92  
773646.61  
446052.35  
456745.79  
    Term Loans
1426055.81  
1278348.21  
961331.30  
967425.71  
804196.54  
    Finance lease and hire purchase receivable
0.00  
0.00  
0.00  
0.00  
0.00  
    Advances Others
0.00  
0.00  
0.00  
0.00  
0.00  
Gross block
86945.40  
75458.79  
72890.58  
67075.33  
60993.57  
    Premises
55007.33  
45761.61  
45719.60  
44913.08  
39734.96  
    Assets Given on Lease
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Fixed Assets
31938.07  
29697.19  
27170.98  
22162.25  
21258.61  
Less: Accumulated Depreciation
41139.57  
38201.70  
35784.07  
33416.08  
31815.01  
Less: Impairment of Assets
0.00  
0.00  
0.00  
0.00  
0.00  
Net Block
45805.83  
37257.10  
37106.51  
33659.25  
29178.56  
Lease Adjustment
0.00  
0.00  
0.00  
0.00  
0.00  
Capital Work in Progress
742.39  
144.79  
0.88  
1.11  
11.16  
Other Assets
126903.76  
167901.86  
171965.58  
168183.32  
171016.08  
    Inter-office adjustment Assets
1746.83  
305.14  
7351.26  
0.00  
0.00  
    Interest Accrued Assets
51491.24  
41538.97  
36204.72  
30927.86  
34645.18  
    Tax paid in advance/TDS
23158.57  
54509.31  
45230.02  
41309.78  
34522.95  
    Stationery and stamps
34.91  
25.19  
39.41  
34.37  
40.66  
    Non-banking assets acquired
0.02  
2242.75  
2100.15  
2100.15  
2100.15  
    Deferred tax asset
0.00  
0.00  
0.00  
0.00  
0.00  
    Miscellaneous Expenditure not written off
0.00  
0.00  
0.00  
0.00  
0.00  
    Assets Others
50472.19  
69280.51  
81040.03  
93811.17  
99707.14  
Total Assets
3947079.70  
3518693.22  
3134380.66  
2990299.74  
2742293.26  
Contingent Liabilities
1594051.65  
1957421.56  
1961314.50  
979989.02  
682961.85  
    Claims not acknowledged as debts
59652.29  
97856.29  
109731.99  
75537.74  
57598.11  
    Outstanding forward exchange contracts
1297066.04  
1659989.18  
1656349.52  
687717.48  
435852.20  
    Guarantees given in India
147131.54  
131378.68  
117464.03  
127048.55  
116104.64  
    Guarantees given Outside India
1796.31  
1577.87  
3717.62  
4145.28  
4002.55  
    Acceptances, endorsements & other obligations
60747.46  
45572.76  
55302.86  
58186.64  
43907.93  
    Other Contingent liabilities
27658.03  
21046.79  
18748.48  
27353.32  
25496.41  
Bills for collection
170883.35  
191190.06  
195478.58  
172162.20  
155478.91  
Book Value
14.99  
13.14  
11.70  
10.50  
8.92  
Adjusted Book Value
14.99  
13.14  
11.70  
10.50  
8.92  
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