SOURCES OF FUNDS:
NA
NA
NA
NA
NA
Share Capital
8924.61
8924.61
8924.61
8924.61
8924.61
Equity - Authorised
50000.00
50000.00
50000.00
50000.00
50000.00
Equity - Issued
8925.41
8925.41
8925.41
8925.41
8925.41
Equity Paid Up
8924.61
8924.61
8924.61
8924.61
8924.61
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
1.00
1.00
1.00
1.00
1.00
Share Warrants & Outstandings
0.00
0.00
0.00
0.00
0.00
Total Reserves
4140467.10
3580388.57
3046955.84
2746690.99
2501676.63
Securities Premium
791154.77
791154.77
791154.71
791154.71
791154.71
Capital Reserves
167278.08
163486.08
160428.58
154346.88
139431.25
Profit & Loss Account Balances
720191.79
419233.03
203943.51
80965.41
-13617.43
General Reserves
0.00
0.00
0.00
0.00
0.00
Other Reserves
2461842.47
2206514.69
1891429.05
1720223.99
1584708.11
Reserve excluding Revaluation Reserve
3864910.63
3302825.98
2813177.17
2510917.51
2264049.97
Revaluation Reserves
275556.47
277562.59
233778.67
235773.48
237626.66
Deposits
49665374.87
44685355.07
40874106.01
37153312.42
32741606.25
Demand Deposits
3092775.78
3057333.50
2797314.01
2892780.57
2294283.06
Savings Deposit
16736522.45
16007860.90
15399805.74
13975014.47
12167830.05
Term Deposits / Fixed Deposits
29836076.64
25620160.68
22676986.26
20285517.38
18279493.14
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
6396095.03
5211519.50
4491597.84
4337962.08
3329006.70
Borrowings From Reserve Bank of India
988065.60
264674.40
249560.00
249560.00
349817.50
Borrowings From Other Banks
185491.94
129291.44
106364.40
106783.47
100411.36
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
749661.53
983875.63
1517311.28
1592719.19
114199.47
Borrowings in the form of Bonds / Debentures
1390134.00
1135956.00
763511.00
674656.00
564647.52
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
3082741.97
2697722.04
1854851.16
1714243.43
2199930.85
Other Liabilities & Provisions
6970746.76
5929629.23
5075176.77
4113036.20
3314271.02
Bills Payable
157002.92
274081.21
334858.25
177285.17
268897.62
Inter-office adjustment Liabilities
16177.24
45821.14
23824.85
509.26
957.72
Interest Accrued
328616.15
274950.26
179906.16
153091.57
154770.91
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
6468950.45
5334776.63
4536587.51
3782150.20
2889644.77
Total Liabilities
67337788.00
59544183.17
53608835.29
48456185.47
41974923.44
APPLICATION OF FUNDS :
NA
NA
NA
NA
NA
Cash and balance with Reserve Bank of India
2253563.36
2473210.50
3184924.30
2134986.16
1669684.61
Cash with RBI
2067666.88
2256926.32
2965252.10
1898072.92
1466335.11
Cash in hand & others
185896.48
216284.18
219672.21
236913.24
203349.49
Balances with banks and money at call
1012159.67
709908.60
804126.92
1342084.20
873468.03
Investments
21105482.26
19131078.56
17764898.99
15951002.66
12282842.78
Investments in India
20384560.57
18478479.67
17191786.55
15440714.96
11776419.82
GOI/State Govt. Securities
15150438.69
13572213.95
12610711.29
11399604.19
8727695.52
Equity Shares - Corporate
1492870.32
1051338.86
906528.34
689726.23
421659.76
Debentures & Bonds
2585880.28
2851344.16
2696098.33
2539670.09
1452762.77
Subsidiaries and/or joint ventures/Associates
174985.60
160131.90
146033.46
132090.10
123650.16
Units - MF/ Insurance/CP/PTC
602068.15
495828.89
478755.83
402191.63
859589.84
Other Investments
378317.53
347621.92
353659.32
277432.72
191061.77
Investments outside India
720921.69
652598.89
573112.44
510287.70
506422.96
Government securities
391588.26
349159.84
241656.77
216970.17
207918.06
Subsidiaries and/or joint ventures abroad
1770.17
1760.24
1588.09
1456.27
1476.44
Other investments outside India
327563.25
301678.81
329867.58
291861.26
297028.46
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
37842726.71
32679021.27
27940760.02
25005989.87
23743111.81
Bills Purchased & Discounted
2201924.19
1830654.74
1685529.73
962638.41
851559.79
Cash Credit, Over Draft & Loans repayable
10407847.33
8684172.24
7409361.25
6976916.89
7296470.55
Term Loans
25232955.18
22164194.30
18845869.04
17066434.57
15595081.47
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
836210.23
806291.42
729367.27
704102.13
673559.37
Premises
360239.09
359459.77
313366.09
311300.34
310943.55
Assets Given on Lease
6217.79
5059.03
3979.40
2888.56
2403.88
Other Fixed Assets
469753.35
441772.62
412021.78
389913.23
360211.93
Less: Accumulated Depreciation
394837.33
366053.27
337072.29
307116.07
277475.31
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
441372.91
440238.15
392294.98
396986.07
396084.07
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
5708.86
3835.66
2805.32
4681.81
4697.62
Other Assets
4676774.23
4106890.43
3519024.77
3620454.70
3005034.54
Inter-office adjustment Assets
0.00
0.00
0.00
205409.54
19361.59
Interest Accrued Assets
508411.89
433812.07
370438.57
327708.49
293445.83
Tax paid in advance/TDS
239897.76
168897.36
226501.25
264353.87
350044.51
Stationery and stamps
640.37
650.28
590.60
896.02
1053.34
Non-banking assets acquired
53.45
9.92
115.23
104.96
145.45
Deferred tax asset
121406.98
111363.82
67452.28
72448.05
35001.95
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
3806363.77
3392156.97
2853926.83
2749533.78
2305981.88
Total Assets
67337788.00
59544183.17
53608835.29
48456185.47
41974923.44
Contingent Liabilities
23975948.02
18355243.82
20072324.90
17142395.16
12210831.11
Claims not acknowledged as debts
1184141.53
909878.17
865191.14
798625.13
720554.64
Outstanding forward exchange contracts
13509606.60
10414538.46
12134297.93
10294046.61
6374999.21
Guarantees given in India
1900519.87
1651262.55
1665289.79
1732977.13
1657398.50
Guarantees given Outside India
948323.84
1054056.43
957275.42
729911.01
709980.71
Acceptances, endorsements & other obligations
1586246.00
1521898.25
1718929.33
1490140.07
1326307.44
Other Contingent liabilities
4847110.18
2803609.96
2731341.29
2096695.22
1421590.61
Bills for collection
678232.25
645719.45
777830.56
565576.43
557906.95
Book Value
434.06
371.08
316.22
282.35
254.69
Adjusted Book Value
434.06
371.08
316.22
282.35
254.69